SHARE/SAVINGS ACCOUNTS

To be a member of the credit union, you must have a minimum $5.00 on deposit in a share savings account. You may have subsidiary share savings accounts under your base account number for your special savings needs. Dividends are declared the last month of each quarter, paid quarterly and based upon the credit union's previous quarter's earnings.

SHARE DRAFT/CHECKING ACCOUNTS

Our checking accounts have no minimum balance with no periodic or per item service fees. Your only expense is your check printing fee unless you overdraw your account or need a special service such as stop payment, etc. The first 50 checks are free to you.    

DEBIT CARDS

Debit cards are available for access to your SHARE DRAFT/CHECKING ACCOUNT. These cards are recognized where VISA is accepted. The first 6 ATM transactions are free of charge. They can also be used at Point Of Sale with cash back available. 

SHARE CERTIFICATE ACCOUNTS

Share certificates are established for a specific term at a specific rate. Minimum deposit into a share certificate is $500.00. The dividends are paid at maturity and can be renewed or redeemed at maturity.

SHARE IRA ACCOUNTS

We currently offer Traditional, Roth, and Educational IRA's. You may invest on a monthly basis, or make periodic deposits up to federal government regulations and guidelines. Dividends on these accounts are declared and paid quarterly.

ALL DEPOSIT ACCOUNTS ARE INSURED UP TO $250,000.00 BY THE NATIONAL CREDIT UNION SHARE INSURANCE FUND, a division of the National Credit Union Administration.