| Loan Accounts |
| | Rates effective 5/15/2008 and are subject to change without notice as conditions warrant.
Relationship Based pricing is now in effect for most loans. Member is eligible for a .25% discount on each service up to 1% total discount for the following:
1. 5 years or more as a member 2. Active share draft account 3. IRA
4. Certificate 5. Direct Deposit, automatic w/d or payroll deduction (counts as 1)
6. Automatic Loan payment transfer.
Accounts not eligible for relationship pricing: share or certificate secured loans. | | |
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| Computer/Equipment/other secured | 11.00% APR | Up to 48 months |
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| Unsecured Loans (Signature) |
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| Signature | 14.15% APR | 48 Months Maximum |
| Line of Credit | 10.75% APR | Revolving |
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| Share-Secured Loans |
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| Share/Certificate Secured | 3.00% above dividend rate APR | 60 Months Maximum |
| not eligible for relationship pricing |
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| Vehicle Loans |
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| New Auto Loan | 6.25% APR | Maximum 60 Months |
| 2 years or newer < 30,000 miles |
| New Auto Loan | 6.50% APR | Maximum 72 Months |
| 2 years or newer < 30,000 miles |
| New Auto Loan | 7.00% APR | Maximum 84 Months |
| 2 years or newer <30,000 miles, at least $20,000 |
| Used Autos | 7.00% APR | Up to 60 Months Maximum |
| Used Autos | 8.00% APR | 61 to 72 Months Maximum |
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| Recreational Vehicle Loans |
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| New RV/Boat/Motorhome/Motorcycle | 6.25% APR | Up to 60 months |
| New RV/Boat/Motorhome/Motorcycle | 6.75% APR | Up to 72 months |
| New RV/Boat/Motorhome/Motorcycle | 7.50% APR | Up to 84 months |
| at least $20,000.00 |
| Used RV/Boat/Motorhome/Motorcycle | 7.00% APR | Up to 36 months |
| Used RV/Boat/Motorhome/Motorcycle | 7.50% APR | Up to 48 months |
| Used RV/Boat/Motorhome/Motorcycle | 8.00% APR | Up to 60 months |
| RV/Boat/Motorhome/Motorcycle | 8.50% APR | Up to 72 months |
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